Leave the Credit Cards Home

I was at the casino this morning and when I was getting ready to leave I went to the casino cage to cash in my chips. They only had one window open and there were three people in line ahead of me. I waited in the line for 25 minutes before it was my turn. This was because two of the three people in front of me were taking a cash advance on their credit card.

I was aggravated that I had to wait in line while these lengthy transactions were taking place but at the same time I almost felt a little sorry for the people who were financing their gambling with their credit card.

One of the reasons that the country is in such bad financial shape is because people have over extended themselves by charging things that they cannot afford. Credit card debt is rampant and it is the major reason why many people are having financial difficulties.

The sad truth is that for the most part it could be avoided if people would curb their spending and avoid using credit cards for unnecessary purchases. Taking a cash advance on your credit card to gamble in the casino is a perfect example of an unnecessary purchase and it may cost them more than they realize. If you do not have the discipline to play within your budget, you might want to leave your credit cards home when you visit the casino.